| Read Time: 3 minutes | Car Accidents
average car accident settlement ny

Car accidents are common occurrences in New York City.

In July 2023, New York City recorded 7,859 motor vehicle crashes and 2,479 collisions that involved an injury or a fatality.

Injuries stemming from the accident can require medical attention and treatment, which can easily add up to thousands of dollars in medical expenses.

So, how much can you get from a car accident? Car accident settlement payouts can help you cover the costs of medical procedures and the wages you lose during your recovery.

When a party suffers a serious injury in a traffic collision, they can potentially recover some of their losses from the responsible party.

A qualified New York car accident lawyer can review the details of your case and discuss the average car accident settlement in New York.

What Is the Average Car Accident Settlement in New York?

The average settlement for an auto accident in New York will depend on a number of different factors. New York uses a no-fault basis for accidents.

This means that your personal injury protection (PIP) insurance coverage will pay your medical expenses up to your policy’s limits.

If the medical expenses you incur due to the car accident exceed the value of your policy, you can seek compensation from the party who caused the accident.

The level of PIP you purchase is up to you, so the additional compensation you need to cover your medical costs may depend on your level of coverage.

You can also seek a car accident settlement from the opposing party if you suffer a serious injury in the accident.

What Is Considered A Serious Injury In A Car Accident?

After a car accident injury, you may be wondering, what is a serious injury? New York Insurance Law § 5102(d) defines a qualifying serious injury as:

  • Death;
  • Dismemberment;
  • Permanent loss of use of a body organ, member, function, or system;
  • Permanent consequential limitation of use of a body organ or member;
  • Significant disfigurement;
  • Broken bones;
  • Loss of a fetus;
  • Significant limitation of use of a body system or function; or
  • Substantially full disability for at least 90 days.

You can file a personal injury lawsuit if you suffer one of the injuries listed above. The value of your personal injury settlement will depend on the severity of your injuries.

There is no average settlement for an auto accident in New York because every car accident involves an entirely different set of circumstances.

Someone who suffers a more severe injury will likely recover a larger settlement. A qualified car accident attorney can help you calculate the approximate value of your personal injury claim. 

What Is the Average Auto Accident Settlement in New York? Contact Our New York Car Accident Lawyer Today

If you or a loved one suffered injuries in an auto accident in New York, our personal injury attorneys at the Law Offices of Theodore A. Naima are here to assist you.

Theodore “Ted” Naima has over two decades of experience representing victims injured in New York car accidents.

A car accident lawyer can review your case and help calculate the value of your losses.

We can guide you through the process of filing your personal injury claim and holding the at-fault party responsible for the harm they caused.

Contact our office today so we can start reviewing your case.

Author Photo

Theodore A. Naima

Theodore A. Naima is the founding partner of the Law Offices of Theodore A. Naima, a Personal Injury & Medical Malpractice Law Firm based in New York. In 2015, Ted was awarded the prestigious AV Preeminent® rating from Martindale-Hubbell®, the company that has long been recognized as setting the gold standard for lawyer ratings, signifying the highest degree of peer recognition and professional excellence.