In New York, a car accident stays on your driving record for three years, affecting insurance premiums and possible legal outcomes. A car accident can result in many negative consequences. For example, you may suffer an injury that requires medical attention. And your vehicle may sustain severe damage that necessitates auto repairs. Another issue after your accident is the...
Continue ReadingCar seats play a vital role in preventing injuries to children in New York and across the United States. According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes are a leading cause of death among children. Properly installed and used car seats can significantly reduce the risk of injury or death in these accidents. In...
Continue ReadingNew York is a no-fault state when it comes to car insurance. New York’s no-fault insurance law requires insurers to reimburse policyholders for damages regardless of accident fault. Additionally, New York sets minimum coverage amounts that a registered vehicle owner must purchase to satisfy the financial responsibility requirements to obtain a license plate. In New York, motor vehicle owners...
Continue ReadingFile most New York car accident lawsuits within three years of the accident, unless an exception applies. After a car accident in New York, knowing how much time you have to file a lawsuit is crucial.You must file a claim within that timeframe to seek compensation for medical expenses, lost wages, or other damages. Failing to meet this deadline...
Continue ReadingIf you’ve been in a car accident in New York, you may wonder how your insurance will be affected. Whether your rates increase depends on the severity of the incident, who was at fault, and whether anyone files a claim. In a no-fault insurance state like New York, your policy’s personal injury protection (PIP) covers medical expenses, regardless of...
Continue ReadingCar accidents are a leading cause of injuries in the United States, with 3.8 million emergency department visits occurring annually due to crash-related injuries. Some injuries may not be immediately apparent, so recognizing the warning signs after a car accident that requires a hospital visit is crucial. Seeking prompt medical care ensures your safety and creates essential documentation for...
Continue ReadingEveryone is familiar with the dangers of drunk driving, but few people put much thought into what they would do if they were hit by a drunk driver. However, on average, every two minutes, someone in the United States is injured in a drunk driving accident. You may be wondering I got hit by a drunk driver, what am...
Continue ReadingIf you’re considering filing a claim for car accident damages in New York, knowing what mistakes to avoid can make all the difference. Missteps during the process can lead to reduced or denied compensation, potentially costing you significant financial relief. Below are some of the most critical mistakes to avoid in pursuing a successful car accident claim. Missing Deadlines...
Continue ReadingDeciding whether to file a claim when you are not at fault for a car accident can be confusing, especially under New York State law. Understanding your options helps you make the best decision and ensures you receive adequate compensation for any damages or injuries. Filing a Claim Against the At-Fault Party’s Insurance In New York, your insurance policy...
Continue ReadingCar accidents are a leading cause of head injuries in New York State, often resulting in severe consequences for victims and their families. A traumatic brain injury (TBI) involves damage to the brain or skull caused by an external force, such as a blow or impact. Unlike other injuries like broken bones or cuts that can heal over time,...
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